How Do Penny's Weekly and Monthly Summaries Work?

Penny's Weekly and Monthly Summaries are designed to make reviewing your finances quick, engaging and enjoyable.

Instead of scrolling through transactions or reading lengthy reports, Penny creates an interactive, slideshow-style summary of the most interesting moments from your chosen time period.

Think of it as your own personalised financial story.

Simply Ask Penny

Getting your summary is easy.

Just ask Penny for a summary and choose the time period you'd like to review.

For example:

• "Show me my weekly summary."
• "Give me my monthly round-up."
• "Summarise my spending from last month."
• "What happened with my finances this week?"

Penny will analyse your activity and build your personalised story.

Your Finances as an Interactive Story

Rather than presenting a long list of statistics, Penny creates a series of interactive slides that you can swipe through at your own pace.

Each slide highlights one interesting insight, making it easy to absorb your financial activity in just a few minutes.

It's designed to feel more like viewing a story than reading a report.

What Might Be Included?

Every summary is personalised, so no two stories will be the same.

Depending on your activity, Penny may include highlights such as:

• Your total spending and income.
• Where your money went.
• Your biggest purchases.
• Categories where you spent more or less than usual.
• Savings milestones.
• Budget progress.
• Investment performance.
• Interesting spending trends.
• Daily facts worth celebrating.
• Benchmark comparisons with similar users.
• Achievements and financial wins.
• Areas where you may want to improve.

Penny automatically selects the most interesting and relevant insights for your chosen time period.

Designed to Be Easy to Understand

Each slide uses simple language and, where appropriate, visual elements such as charts, graphs and illustrations.

Rather than overwhelming you with data, Penny explains what happened and why it matters.

Different Every Time

Your summaries change as your finances change.

Each new week or month brings fresh insights based on your latest financial activity, helping you stay engaged with your money without needing to analyse everything yourself.

Helping You Stay on Track

By regularly reviewing your financial story, it becomes much easier to:

• Recognise positive habits.
• Spot changes in your spending.
• Celebrate your progress.
• Understand where your money is going.
• Identify opportunities to improve.

Small, regular check-ins can help you build stronger financial habits over time.

In Summary

Penny's Weekly and Monthly Summaries allow you to:

• Generate an interactive financial story by simply asking Penny.
• Review your finances through a slideshow-style experience.
• See the most important highlights from your chosen time period.
• Understand your spending, savings and investments more easily.
• Celebrate achievements and identify opportunities to improve.
• Stay engaged with your finances in a quick, visual and enjoyable way.

Instead of reading another financial report, Penny turns your money into a story that's easy to understand—and even enjoyable to explore.