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Introduction to 'Penny'

How Do I Get Started with Penny?

Meet Penny, Yeeld's AI financial assistant, and learn how to start asking questions about your money in just a few taps.

Penny is Yeeld's AI financial assistant, designed to help you better understand your money.

Whether you want to explore your spending, learn more about your finances or discover features available within Yeeld, Penny is always ready to help.

There's nothing to install or configure—simply open Penny and start chatting.

Who Is Penny?

Penny is your personal AI companion inside the Yeeld app.

She can help you:

  • Understand your spending habits.
  • Explore your income and expenses.
  • Answer questions about your accounts.
  • Explain Yeeld features and products.
  • Help you discover ways to manage your money more effectively.

The more you interact with Penny, the more valuable she'll become as your day-to-day financial companion.

How Do I Open Penny?

Getting started only takes a few seconds:

  1. Open the Yeeld app.
  2. Tap the Penny button in the centre of the bottom navigation bar.
  3. Start your conversation.

No additional setup is required.

What Can I Ask Penny?

You can ask Penny questions such as:

  • "How much did I spend last month?"
  • "What did I spend on eating out?"
  • "How much have I saved this year?"
  • "How are my spending habits changing?"
  • "What investment products are available?"
  • "How can I improve my finances?"

Simply ask your question in natural language, just as you would when speaking to another person.

Is Penny Available to Everyone?

Penny is available to all Yeeld users.

Some advanced AI capabilities and actions are available as part of Yeeld Companion, while Yeeld Connect users can still ask questions, explore their finances and benefit from Penny's insights.

In Summary

Penny is Yeeld's AI financial assistant, helping you understand and manage your money through simple, natural conversations.

To get started:

  • Open the Yeeld app.
  • Tap the Penny button.
  • Ask your first question.

It's that simple.

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Yeeld's products and services are provided by Yeeld Financial Services LTD (15776510) and Yeeld Investments LTD(15775018), wholly owned subsidiaries of Yeeld Technologies LTD (14870361) registered in England and Wales with a registered office at Level 18, 40 Bank Street, Canary Wharf, London, England, E14 5NR.
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This card is issued by Transact Payments Limited pursuant to licence by Visa Europe Limited. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Electronic money accounts and related payment services are provided by Transact Payments Limited, a payment and electronic money institution authorised and regulated by the Gibraltar Financial Services Commission (GFSC) to offer payment and electronic money services in Gibraltar and the United Kingdom. Registered office: 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Incorporation number 108217. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.

The Authorised Push Payment (APP) Fraud Reimbursement rules, that apply to bank and payment service providers for relevant UK consumer accounts,do not apply to the accounts provided by TPL.
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For more information on how to prevent APP Fraud from happening, please visit our FAQ section on Fraud.

Yeeld Investment Limited (FCA no: 1019161) is an appointed representative of WealthKernel Limited is authorised and regulated by the Financial Conduct Authority, no. 723719, registered in England and Wales, no. 09686970, with a registered office at 41 Luke St, London, UK, EC2A 4DP. All assets held under custody are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000. Please refer to https://www.fscs.org.uk for more information.