How Do I Use the Invest Section?

The Invest section is where you can open, manage, and track your investment portfolios within Yeeld.

Getting started

The first time you access the Invest section, you’ll need to:

• Accept the Investment Terms & Conditions
• Provide some personal details (such as your National Insurance number)

This is required to meet regulatory obligations for investment services

At this stage, you won’t have any portfolios open yet across:

• ISA
• GIA
• SIPP

Opening investment accounts

ISA and SIPP (tax wrappers)

When opening an ISA or SIPP for the first time, you’ll need to:

• Complete a declaration

This is a regulatory requirement that explains how these tax-efficient accounts work.

• A copy of this declaration will be saved in your “My Documents” section

GIA (General Investment Account)

• No declaration is required
• These accounts do not have tax wrapper benefits

Before opening a portfolio

If you don’t yet have an active portfolio:

• Deposit and withdrawal buttons will be disabled
• This is because there is no portfolio to move funds to or from

Creating a portfolio

When opening a portfolio, you’ll go through a few steps:

1. Name your portfolio

• Choose any name or select from predefined options

2. Choose your investment amount

• A minimum deposit is required
• This is because you are actively investing into a fund

3. Set up recurring investments (optional)

• Choose to invest automatically:
  • Daily
  • Weekly
  • Monthly
• You can set this up later or cancel it anytime

Suitability assessment

You’ll be asked a few questions about:

• Your goals
• Your financial situation

There are:

• No right or wrong answers
• Nothing that will block you from opening a portfolio

These questions are designed to help tailor your experience and ensure your portfolio is appropriate for you.

Portfolio construction

Once completed:

• Yeeld’s system will construct your portfolio

You’ll be able to choose between:

• Low risk
• Medium risk
• High risk

You can review and compare each option before confirming.

Managing your portfolio

Once your portfolio is live, you can:

• View it from the Invest page or Home screen
• Access detailed insights
• Visit the portfolio manager’s platform for more granular data

Within your portfolio, the Options menu allows you to:

• Deposit funds
• Withdraw funds
• Manage recurring payments
• View transaction history
• Download statements

Deposits

When making a deposit, you’ll see different stages:

• Deposit Sent – Funds have left your Yeeld account
• Deposit Received – Funds have reached your portfolio
• Buy Order Placed – Investment process has started
• Buy Order Matched – Assets have been successfully matched in the market
• Buy Order Complete – Investment is fully completed

Withdrawals

Withdrawals also move through stages:

• Withdrawal Requested
• Sell Order Placed
• Sell Order Matched
• Sell Order Complete
• Withdrawal Received – Funds are back in your Yeeld account and available to use

Recurring payments

You can view:

• Active recurring investments
• Cancelled recurring investments

Important:

• Cancelled payments cannot be reinstated
• You can create a new one anytime via Deposit → Recurring payment

Transaction history

In the History section, you can:

• View deposits, withdrawals, and charges
• Expand each transaction to see detailed stages and timestamps
• Download transaction details
• Filter by transaction type

Statements and documents

Each portfolio includes:

• Monthly statements (automatically generated)
• Quarterly statements (available after 3 months)
• Annual fee summary (after 12 months)
• Year-end tax pack

All documents are stored in your “My Documents” section for easy access.

In summary

The Invest section allows you to:

• Open and manage multiple portfolios
• Choose your investment strategy
• Track deposits and withdrawals in real time
• Access statements and reports

Everything is designed to give you full visibility and control over your investments in one place.