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Core Features of Penny

What Games Can I Play With Penny?

Discover Penny's interactive games that help you reflect on your spending, build better financial habits and learn more about money in a fun and engaging way.

Managing your money doesn't have to feel like hard work.

Penny includes interactive games designed to help you understand your spending habits, improve your financial knowledge and make learning about money more enjoyable.

Each game is designed to be quick, engaging and personalised to you.


Spender

Spender is Penny's interactive spending game that helps you reflect on your real-life purchases.

Instead of looking at a list of transactions, you'll be asked one simple question:

"Was it worth it?"


How It Works

Penny presents one of your recent purchases.

You simply swipe:

  • 👉 Right – Worth It
  • 👈 Left – Not Worth It
  • 👆 Up – Not Sure

You'll complete ten rounds, each featuring one of your recent purchases.

There are no right or wrong answers—the goal is simply to encourage you to think differently about your spending.


Discover Your Potential Savings

At the end of the game, Penny calculates how much money you could have saved if you'd avoided the purchases you marked as Not Worth It.

You'll receive an estimate showing your potential:

  • Weekly savings.
  • Monthly savings.
  • Annual savings.

Sometimes even a few small purchases can add up to a surprisingly large amount over the course of a year.


Learn About Your Spending Habits

Spender isn't just a game—it's also a learning tool.

Every decision you make helps Penny better understand:

  • The type of spender you are today.
  • The type of spender you'd like to become.
  • What purchases you value most.
  • Where you may want to spend less in the future.

This allows Penny to provide increasingly personalised insights and guidance over time.


Quizzy

Quizzy is Penny's money quiz designed to improve your financial knowledge in a fun, bite-sized format.


How It Works

Quizzy presents a series of multiple-choice questions covering topics such as:

  • Your own spending habits.
  • Personal finance.
  • Saving.
  • Budgeting.
  • General financial knowledge.

Each quiz is designed to be quick, engaging and easy to complete.


See How You Performed

At the end of the quiz, Penny provides:

  • Your final score.
  • A summary of your results.
  • Explanations for the answers.
  • Suggestions for areas where you can continue learning.

The goal isn't to test you—it's to help you build confidence with your finances over time.


Designed Around You

Unlike many financial tools, Penny's games use your own financial information where appropriate to make the experience more relevant and personal.

Rather than teaching generic money lessons, Penny helps you reflect on your own financial behaviour in a relaxed and engaging way.


In Summary

Penny currently includes two interactive games:

Spender

  • Review your real purchases.
  • Decide whether each purchase was worth it.
  • Discover how much you could have saved.
  • Help Penny understand your spending habits.
  • Receive increasingly personalised insights over time.

Quizzy

  • Test your financial knowledge.
  • Learn through short multiple-choice quizzes.
  • Receive personalised feedback.
  • Build confidence managing your money.

Both games are designed to make learning about money enjoyable while helping you build healthier financial habits and become more confident with your finances.

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