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Refunds can take up to 15 calendar days to reach your account — even if the company says they’ve sent it. If you’re still waiting, it’s a good idea to contact the merchant directly. They may have issued your refund by another method (like a credit note or cheque).
If the original payment shows as ‘Completed’ and you haven’t received your refund, you can raise a dispute.
Here’s how to do it:
Head to your account statement in the Yeeld app
Tap the transaction you’re expecting a refund for
Click ‘Dispute Transaction’
Select: "I’ve got a problem with a refund, which the merchant confirmed they would provide"
Follow the on-screen steps to complete your claim
We may ask you for:
Proof of purchase
Screenshots or emails from the merchant confirming the refund
Any evidence showing the refund hasn’t been received
You typically need to raise a refund dispute within 120 days of the original payment
If it’s been longer than that, get in touch via the app and we’ll review your case
While we’ll do everything we can to help, we can’t guarantee the money will be recovered — but we’ll assess your case fairly based on all the information you provide
Need help submitting your dispute? Head to the Help section in the app and send us a message.

Yeeld's products and services are provided by Yeeld Financial Services LTD (15776510) and Yeeld Investments LTD(15775018), wholly owned subsidiaries of Yeeld Technologies LTD (14870361) registered in England and Wales with a registered office at Level 18, 40 Bank Street, Canary Wharf, London, England, E14 5NR.
This card is issued by Transact Payments Limited pursuant to licence by Visa Europe Limited. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Electronic money accounts and related payment services are provided by Transact Payments Limited, a payment and electronic money institution authorised and regulated by the Gibraltar Financial Services Commission (GFSC) to offer payment and electronic money services in Gibraltar and the United Kingdom. Registered office: 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Incorporation number 108217. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.
The Authorised Push Payment (APP) Fraud Reimbursement rules, that apply to bank and payment service providers for relevant UK consumer accounts,do not apply to the accounts provided by TPL.
For more information on how to prevent APP Fraud from happening, please visit our FAQ section on Fraud.
Yeeld Investment Limited (FCA no: 1019161) is an appointed representative of WealthKernel Limited is authorised and regulated by the Financial Conduct Authority, no. 723719, registered in England and Wales, no. 09686970, with a registered office at 41 Luke St, London, UK, EC2A 4DP. All assets held under custody are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000. Please refer to https://www.fscs.org.uk for more information.