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Penny is available to everyone using Yeeld, but upgrading to Yeeld Companion unlocks her full potential.
With access to your Yeeld GBP Account, Visa card and premium features, Penny gains a much richer understanding of your finances. This allows her to provide more personalised insights, complete actions for you and help automate parts of your financial life.
Take Action on Your Behalf
With Yeeld Companion, Penny can do more than answer questions.
Depending on the features available to your account, Penny can help you complete actions such as:
This makes managing your money faster and more convenient.
Automate Your Money
One of Penny's most powerful premium capabilities is helping you automate your finances.
Penny can help you create money automations that work in the background, allowing you to build healthy financial habits with less effort.
For example, you may be able to automate money movements based on rules or goals that you choose.
A Deeper Understanding of Your Finances
Using your Yeeld GBP Account and Visa card gives Penny a much more complete picture of your financial life.
Because more of your day-to-day financial activity takes place within Yeeld, Penny can provide:
The more complete the picture, the more helpful Penny becomes.
Smarter AI, Better Guidance
Having access to more financial information allows Penny to deliver increasingly relevant and personalised support.
This means Penny can better understand:
The result is an AI companion that becomes more useful the more you use Yeeld.
Premium Customer Support
Yeeld Companion also includes access to premium customer support.
If you need assistance that requires a member of the Yeeld Support team, you'll benefit from an enhanced support experience alongside Penny's AI assistance.
Unlimited Conversations
Yeeld Companion also unlocks unlimited conversations with Penny, allowing you to ask as many financial questions as you like without worrying about daily usage limits.
Whether you're reviewing your spending, checking your investments or planning your next financial goal, Penny is always ready to help.
In Summary
With Yeeld Companion, Penny can:
The more you use Yeeld Companion, the more Penny understands your financial world—allowing her to become a smarter, more capable financial companion over time.

Yeeld's products and services are provided by Yeeld Financial Services LTD (15776510) and Yeeld Investments LTD(15775018), wholly owned subsidiaries of Yeeld Technologies LTD (14870361) registered in England and Wales with a registered office at Level 18, 40 Bank Street, Canary Wharf, London, England, E14 5NR.
This card is issued by Transact Payments Limited pursuant to licence by Visa Europe Limited. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Electronic money accounts and related payment services are provided by Transact Payments Limited, a payment and electronic money institution authorised and regulated by the Gibraltar Financial Services Commission (GFSC) to offer payment and electronic money services in Gibraltar and the United Kingdom. Registered office: 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Incorporation number 108217. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.
The Authorised Push Payment (APP) Fraud Reimbursement rules, that apply to bank and payment service providers for relevant UK consumer accounts,do not apply to the accounts provided by TPL.
For more information on how to prevent APP Fraud from happening, please visit our FAQ section on Fraud.
Yeeld Investment Limited (FCA no: 1019161) is an appointed representative of WealthKernel Limited is authorised and regulated by the Financial Conduct Authority, no. 723719, registered in England and Wales, no. 09686970, with a registered office at 41 Luke St, London, UK, EC2A 4DP. All assets held under custody are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000. Please refer to https://www.fscs.org.uk for more information.